Helen Ruehmer is the Sales Manager for our Tri-State branch servicing Ohio, Kentucky and Indiana. She is also a professional loan officer and mortgage consultant. She has been in the industry over 20 years creating a referral based business. Helen considers herself a mortgage nerd. She is a career long student of mortgages; always studying the ever changing guidelines. Her knowledge allows her to provide accurate information and smooth closings. Helen is one of the most respected and trusted loan officers in her area because of her knowledge, experience and passion for the business. Past clients and Realtors are comfortable referring borrowers to Helen because they know she provides personal service, talks with borrowers in a relatable manner and strives for a stress free process. Helen grew up in Cincinnati, OH and currently lives in Northern Kentucky. In her free time Helen enjoys reading, hiking, golf, photography, traveling, dining and spending time with family and friends.

Shelly Davis is a Cincinnati native with 20+ years of experience as a Loan Officer in the mortgage industry. Shelly began her career in the Northern Kentucky area, where she still resides. She has always been passionate about her job but it is her non-judgemental unremitting attitude that makes her so unique in this industry. In 2019, Shelly took her contagious enthusiasm to the drawing table and created her brand "Lendingchics" - with the mission to "Change the way you mortgage." Shelly aims to change the way you mortgage by taking the average mortgage encounter and turning it into the luxury experience it should be. She believes that with extravagant customer experience - she can obtain a client for life. With the Lendingchics at the Bank of England, Shelly and her team will ensure that you are treated like royalty.

Aside from work, Shelly enjoys spending her time with her husband, Adam, and children: Tatum, Toddy, and Cain. She considers most friends her family as well and always carries "the more the merrier" mentality. One of her favorite things to do is watch her kids play competitive sports. She also enjoys relaxing on the beach, reading informative novels, listening to live music, and dancing.