BOE Owensboro


Heather Lyons

Heather Lyons
Mortgage Advisor

NMLS # 1382313

Office: (270) 316-1418

hlyons@boemortgage.com

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Heather was born, raised and still lives in Owensboro, KY where she and her husband, Hugh, of 22 years have two sons Jacob, Lucas, and dog Molly. She has been in the industry since 2007 where she first started as a mortgage closer, then as an auditor, moving to a credit specialist and now thrives in her role as a mortgage loan officer. The passion she has for her career and dedication for her customers shows in everything she does.


Joelina Merritt

Joelina Merritt
Mortgage Advisor

NMLS # 1827989

Office: (270) 314-0336

jmerritt@boemortgage.com

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Joelina holds a degree in Business Administration with a concentration in Accounting. Joelina has over a decade of finance experience in the construction industry and has run a successful family business. She enjoys volunteering her time and thrives on helping people obtain their dreams. In her free time Joelina loves to travel, listen to bluegrass music, play the piano and spend time with her family, which includes her fur babies Sadie, Bentley and Oliver. She is passionate about the mortgage industry and loves helping people achieve the dream of home ownership.